The idea of insuring your pet may sound ridiculous until you are faced with a vet’s bill for an operation or a series of operations. As one-in-three pets will need to have veterinary treatment this year, we strongly recommend you insure your pets. A 4 weeks' FREE insurance will be provided to you when your puppy or kitten is vaccinated with us.
Pet insurance can cover you against a range of eventualities including accidents, sickness, loss or theft of your pet, the cost of cancelling your holiday because your dog runs away, or against your liability for any injury your dog causes to a third party. The exact level of cover you get varies from policy to policy but will often include the following:
- Veterinary Fees
- Theft and straying
- Third party liability
- Accidental damage
- Death Benefit
- Advertising/reward for lost pet
- Holiday cancellation
- Boarding fee
You should consider getting a policy that offers at least £4,000's worth of cover for each accident or illness. As always, it is well worth checking the exclusions and small print before committing to any policy.
Some pet insurance policies stop paying out after 12 months or when you reach a maximum cost. To avoid this, look for a “For Life Policy”. Some dogs may not be eligible for cover; this mainly applies to working dogs, racing dogs and dogs registered under the Dangerous Dogs Act.